Business finance

Capital that keeps your business moving forward.

Explore term loans, working capital, overdraft and cash-credit options aligned with your turnover, banking and growth plans.

✓ Multiple programs✓ Up to ₹5 crore*✓ Expert assistance
Discuss your requirement →
Vridexa business finance
Up to ₹5 crore*Funding range
Term loanPlanned investment
OD / CCWorking capital
GST & bankingAssessment programs
Funding solutions

Built for real business needs.

Whether you need to purchase machinery, bridge a receivable cycle or open a new location, the right facility structure matters as much as the loan amount.

Growth capital

Expansion, renovation, inventory and new locations.

Working capital

Manage operating expenses and cash-flow gaps.

Equipment finance

Purchase machinery and productive assets.

Programs we can help evaluate

GST turnover-based assessment
Banking / average balance program
Audited financials and income program
Term loan for planned expenditure
Overdraft and cash-credit facilities
Balance transfer / enhancement cases

Documents commonly requested

Business KYC and constitution proof
PAN, Aadhaar and address proof
12 months banking statements
GST returns and registration
ITR, P&L and balance sheet
Existing loan schedules

Business term-loan calculator

Estimate instalments for a fixed-tenure business loan.

Monthly EMI
Total interest
Total repayment

Frequently asked questions

A term loan suits defined expenditure with scheduled repayment. An OD can suit recurring working-capital use because interest is generally charged on utilised funds, subject to lender terms.

No. Eligibility for unsecured finance depends on turnover, profitability, banking conduct, vintage and credit profile. Larger or structured facilities may require collateral.

Many mainstream programs require an operating track record. Start-up eligibility varies significantly by lender, promoter profile and security offered.

Make your next business move.

Let’s identify a funding structure aligned with your cash flow.

Request a consultation